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According to Wikipedia “An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed”. What that means is that when you need money to buy something for example, a house or a car, you can borrow money from the bank and then pay them back the money, throghout a certain …

Personal Finance, Week 10: Why Interest Rates Are Different For Different Kinds Of Loans Read More »

What are the least expensive (and most expensive) ways to get in shape? One of the least expensive ways to get into shape that I know of is going for a walk or a run every day. Some other ways to get into shape are doing push-ups, pull-ups, squats, and/or sit-ups. These are really easy …

Personal Finance, Week 9: Getting in Shape for Less: How to Save Money on Athletics and Exercise Read More »

If you are running a business and you need a way to manage your business, one of the ways you can do so is using a phone. One way you can manage your business on a phone is that you can do banking on your phone. You can check your banking account on your phone …

Personal Finance, Week 8: How to turn a smartphone into a financial management/business management tool Read More »

For an assignment I made a worksheet for my monthly budget and I also learned some things. I learned that I could not sustain myself if I was an adult and living off a paycheck of $45.00, but since I am a 14 year old living at home I am fine for now. I also …

Personal Finance, Week 7: My monthly budget Read More »

This week I made $20 mowing my neighbors yard. During the summer I mowed his yard every week. There are thirteen weeks in summer. That means I made $260 this summer. If I was to do this every week for the whole year I would make $1,040 this year, but unfortunately, for me, it is …

Personal Finance, Week 6: My Income Read More »

Is it immoral to be wealthy? What does it mean to be immoral? According to Vocabulary.com being immoral is “deliberately violating accepted principles of right and wrong”. Being wealthy isn’t immoral because some people have to work hard to be wealthy, some people are born wealthy. Just being wealthy isn’t immoral, but being wealthy by …

Personal Finance, Week 5: The Morality of Work and Wealth Read More »

Andrew Carnegie was born on November 25, 1835, in Dunfermline, Scotland. He was William Carnegie’s and Margaret Morrison’s first born son. When the country of Scotland was in starvation William Carnegie and his family left Scotland and moved to Pittsburgh, Pennsylvania in 1848 in search of a better life. At age 13 he got a …

Personal Finance, Week 4: Andrew Carnegie Read More »

What are three things that I can change to use time better? Well, there are probably a lot of things that I could change to use time better, but I’m just going to talk about the three main ones. The first one is that I will not watch so much TV. I watch around 2 …

Personal Finance, week 2: Three things I can change to use time better Read More »

How can I control small expenses? There are many things that people buy that they don’t need, like fast food, music or apps, there are other things but these are my examples. If people just cut back on these small expenses like by cooking their own food at home, not listening to music all the …

Personal Finance, Week 1: How I can control small expenses Read More »

Plutarch tells about an important episode in Alexander’s life. What characteristics is it intended to show? Alexander was a great leader, because he led with compassion. Alexander’s goal was to unite as much of the known world as possible under one banner. His characteristics were compassion, leadership and much more. What, in Plutarch’s opinion, makes …

Western civilization, week 8: Plutarch tells about an important episode in Alexander’s life. What characteristics is it intended to show? What, in Plutarch’s opinion, makes a “great man”? Is Alexander great? Read More »